Copyright ©2018,  Buckit Inc.

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PRIVACY

This Buckit Privacy Statement describes how Buckit, Inc. and its subsidiaries and affiliates (collectively referred to as "we", "our" or "us") collect, use, share, and protect your information.

By using Buckit app and other Buckit products and services (collectively "Buckit"), or by providing us your personal information, you agree to this Privacy Statement and agree to be bound by the Buckit Terms of Service. If you do not agree with any term in this Privacy Statement, please do not provide us your personal information or use any Buckit branded site or service.

Information We Collect

We respect your privacy. 

We collect information in order to operate effectively and to provide you the best and most relevant products, services.  We collect information when you choose to provide it to us, such as when you register or open an account, sign in, or when you use our or third-party products and services. We also may get information from other companies or third parties. This information may include, for example:

 - Personal Information; which may include name, email, telephone, address, social security number, mobile numbers, date of birth, education, income, social media account ID;

 - Verification Information: such as a copy of a government-issued photo ID or other documentation that contains your personal information.

 - Third party data: (such as your bank account or credit card information) synced with your account, which may include account balances and payment/transaction history;

 - Device and other technology related information: such as mobile device information (e.g. operating system, screen size and resolution), download, usage and performance data related to our mobile app offering, and website information (e.g. browser type, pages visited, etc);

 - Aggregated information: such as demographic, location data, interests;

 - Social Information: People or groups that you connect to in Buckit and your subsequent interactions.

 - Usage, content and other information you provide when you use our products and services, including but not limited to: content you engage with, photos and comments you post and frequency and duration of usage. 

Use of Your Personal Information

Personal Information means data that identifies you and is associated with a specific person. Personal information does not include information that is anonymous, aggregated, or is no longer identifiable to a specific person.  

 

We will not, without your consent, sell, publish or share information you entrust to us that identifies you or any person.

Buckit may use the Personal Information we collect to operate, improve and personalize the products and services we offer and products and services of third parties that we think you might find of interest.  Only Buckit and our third-party service providers involved in distributing the offers or providing the products or services will have access to your Personal Information. We also may use the information to fulfill your request and usage of our products and services and to communicate with you, for example, informing you about your account and security updates.  We may use this information to conduct business analysis, identify usage trends and user interests, and offer you products and services that might be of interest to you.  And we may use the information to help tailor the ads you see on our ad-supported services to be more relevant based on your in-app or online activities.

We may also use your personal information to verify your identify and/or location to ensure and maintain security measures that are designed to prevent fraud and protect your account and information.

Use of Your Personal Information

Use of Non Personally Identifiable Information

Non Personally Identifiable information is anonymized and/or aggregated data that does not identify any individual user.  We work with third party companies who help us provide and improve our products and services or who use advertising or related products.  We may use anonymized and/or aggregated data for business purposes such as offering products and services ads from third parties that may be relevant to you, and for researching and analyzing for product development, marketing and other purposes consistent with applicable laws.

We may share or make available anonymous or aggregate information that cannot be used to identify you with: third parties for research, marketing and promotional purposes and those third parties may publicly report the findings of their research or analysis; organizations that conduct research into consumer spending; and users of our services for purposes of comparison of their personal financial situation relative to the broader community.

Sharing of Personal Information

We only share limited amounts of personal information with third-party services on a need-to-know basis. For example, we work with the Plaid, who may store your bank and credit card account credentials or use other means to retrieve transactions from your bank or credit card account. You can review their policy here.

 

We may share or disclose your personal information to protect our customers; to maintain the security of our services; to detect, prevent or report fraud, criminal activity, or violations of our terms of service/use; to protect the health and safety of our customers or the general public; and to protect our rights and property.

 

We also share personal information with third parties in order to provide services to you, and use your personal information in accordance with their privacy polices. These services are bound by their own privacy policies to protect your information.

Certain Business Partners: When we partner with other businesses to provide content or services to you or to such business partners, we may share relevant Personal Data in connection with such content or services. For example, we will share your contact and other information with a lender and/or service provider if the information you provide in one of our online forms or tools matches certain criteria for loan products offered by such lender and/or loan originator.

We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other regulatory agencies, when required by law or to respond to legal process.  We may also share or disclose your personal information with our affiliates and subsidiaries; with vendors or affiliates working on our behalf, as needed to complete any transaction or provide any service you have requested or authorized. 

Links to Third-Party Websites

We may provide links to websites and services that are owned or operated by third parties (each, a “Third-party Service”). Any information that you provide on or to a Third-party Service or that is collected by a Third-party Service is provided directly to the owner or operator of the Third-party Service and is subject to the owner’s or operator’s privacy policy.  We encourage you to review their Privacy Policy as we are not in control of the privacy practices of any third parties or the content of linked websites.

Your Choice to Share Information with Others

You may choose to share certain information with certain other users of Buckit products and services - audience you want to share with.   Only the people in your selected audience can view the information and interact with you.  You may also choose to share information with public, in which case any user of Buckit products and service may interact with that information, such as viewing, re-sharing or commenting.  Contents you submitted such as comments or pictures to other people or group may be viewed, downloaded, shared, commented or tagged by other users.

How We Protect Your Personal Information

We take the security of your data seriously. We use technical and administrative security measures such as, but not limited to, firewalls, encryption techniques, and authentication procedures, secured files among others, to work to maintain the security of your online session mobile app usage, and personal information.  Please visit www.buckitapp.co/security for additional information.

Please note that no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us: security@buckitapp.co.

Mergers and Acquisitions

If Buckit or its assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation, we may transfer, sell, or assign to third parties, information concerning your relationship with us, including, without limitation, personal information that you provide and other information concerning your relationship with us. Such third parties will assume responsibility for the personal information collected by us in connection with our business operations or through our Sites and such third parties will assume the rights and obligations regarding such information as described in this Buckit Privacy Statement.

How To Limit Sharing of Your Personal Information

Under certain federal laws, you only have the right to limit: sharing for affiliates' everyday business purposes information about your creditworthiness; affiliates from using your information to market to you; and sharing for non-affiliates to market to you.

If you would like to like to limit sharing of your personal information, please email privacy@buckitapp.co.

Accessing and Deleting Your Information

You may access, review, and update much of the information you have submitted to us at any time via Buckit app. You may choose to close or request that we delete your account and your associated data at any time.

We will use commercially reasonable efforts to remove your data, although some information may be retained. For example, some information may be retained on a server or media, which is necessary to help ensure continued availability of our products and services. We retain your Personal Information as long as necessary to provide the services you have requested. Additionally, we may retain Personal Information to comply with law, prevent fraud, resolve disputes, trouble shoot problems, enforce our TOS, and as permitted by applicable law.

Location of Your Data

The data we process may be transferred to, stored, and processed in, the United States or any other country in which Buckit, its parent company or its affiliates, subsidiaries, or service providers maintain operations. By using and providing information to us through our Service, you agree and consent to the transfer, storage, and processing of your data to any such country in order to provide the Service.

Facebook Analytics and Google Firebase Analytics

We may use third parties to help us analyze certain online and mobile application activities. For example, these service providers may help us measure the performance of our promotions or analyze activity in our mobile app. We may permit these third parties to use cookies and similar technologies to perform these services. We do not share any Personal information with these third parties and these third parties do not collect such information on our behalf. For example, we may use service providers such as Facebook Analytics and Google Firebase analytics services to determine age, gender, interest and other data to better serve our customers. If you prefer to not have your data used by these service providers you may visit the their respective platforms.

Cookies Web Beacon and Similar Technologies

We use cookies and similar technologies, including mobile app identifiers, to help us recognize you across different services, products, learn about your interests both on and off our services, improve your experience, increase security, offer products, measure use and effectiveness of our services, and serve advertising. Most browsers provide you with the ability to control (i.e. block, delete, or disable) these technologies. If you choose to reject cookies or similar technologies, some services may not be available or some functionality may be limited or unavailable. Please review your browser manufacturer's help pages for assistance with changing your settings. By visiting our services, you consent to the placement of cookies and beacons in your browser and HTML-based emails in accordance with this Privacy Statement.

Children

Buckit products and services are not intended for individuals under the age of 18; and we request that such individuals do not to submit information to us.  Buckit does not knowingly collect information from children under the age of 18.

Changes to Our Privacy Statement(s)

We may update this Privacy Statement periodically. If we make material changes to the way we process your Personal Information, we will provide you notice via our service or by some other means, such as via email. Please review any changes carefully. If you agree with the changes, continue to use our Services. If you object to any of the changes and no longer wish to use our services, you may close your account(s). All changes are effective immediately upon posting and your use of our Service after a notice of material change or posting of an updated Privacy Statement shall constitute your consent to all changes

Other Important Privacy Information

If you have questions or concerns regarding this Privacy Statement, or our information processing practices please contact us: privacy@buckitapp.co.

Last updated: 12/18/2017